You know that feeling when you walk into someoneβs kitchen and thereβs this warm, sweet smell in the air? That kind of hug-you-from-the-inside scent? Yeah, thatβs banana cakeβat least it is in my world.
Now, back when I was a kid running around my Nonnaβs Philly kitchen, we didnβt throw away ripe bananas. Nope, those super spotty, nearly-black ones? Gold. Sheβd pop βem in the freezer or mash βem right up and turn βem into something magic. Usually banana bread. But one day, when I was about 12, she let me take the lead. I remember standing on that squeaky old stepstool, grabbing the oil instead of the usual butter by accident. And guess what? That cake came out so tender, it was basically melting in our mouths. I mean, seriously, the texture was dreamy. She didnβt even yellβjust gave me that look like, “Huh, not bad, kid.”
So this easy moist banana cake recipe with oil is sort of my redemption storyβbut in cake form. It skips the butter completely, uses oil for that ultra-moist crumb, and keeps things super simple with stuff you probably already have at home. Thatβs the beauty of it. No fancy mixers, no waiting on butter to soften, and definitely no tossing out those sad bananas.

Now let me tell ya, oilβs the secret sauce here. Iβve tried a dozen ways to make banana cakeβwith yogurt, with butter, with sour cream, even the ol’ brown sugar swap. But nothing keeps it this tender like plain ol’ vegetable oil. Iβm talkin’ about a cake that stays moist for days (if it even lasts that long).
Want to make it even simpler? Use milk or yogurt depending on what youβve got in the fridge. For a simple moist banana cake with oil and milk, just add a splash and cut back a bit on the eggs. If you’re going for that tangy kick, some folks love it as a banana cake with oil and yogurt instead. Both work beautifully.

Sometimes I pipe on the frosting all fancy-like, but more often than not, I just grab a spoon and slather it on. Cream cheese frosting’s the move, trust me. That rich, tangy vibe hits just right against the sweet banana base. But hey, if dairyβs not your thing, skip it or use your favorite dairy-free version.
Oh, and letβs talk texture. This baby bakes up light and fluffy, not dense like banana bread. You can throw it in a muffin tin and boomβcupcakes. Or split the batter between two round pans and layer it up like a showstopper.

If youβre looking for easy banana cake recipes with few ingredients, this oneβs right up your alley. Just bananas, oil, sugar, flour, and a handful of pantry basics. Mix by hand, pour, bake, boom. Your kitchenβs gonna smell like heaven.

FAQs
Whatβs the secret to a moist banana cake?
Itβs all about the oil, baby. Oil doesnβt solidify at room temp like butter does, so it keeps the crumb soft and tender for longer. Plus, donβt overmix and make sure those bananas are super ripe.
What is the secret to a very moist cake?
Aside from using oil, it helps to weigh your flour (or spoon and level it if you donβt have a scale), avoid overbaking, and donβt skimp on the wet ingredients. Moisture in = moisture out.
Which makes your cake more moist, oil or butter?
Oil wins this round. Butter has flavor, sure, but it can make cakes a bit heavier. Oil brings the fluff and the long-lasting moistness.
Does adding oil make a cake more moist?
Absolutely. Especially in banana cakes. The oil adds richness without weighing it downβplus it helps the texture stay consistent for days.

Easy Moist Banana Cake Recipe with Oil
This easy moist banana cake recipe with oil is a no-fuss, full-flavor dessert that stays tender for days. Itβs a simple banana cake recipe using pantry basics, super ripe bananas, and your choice of cream cheese frosting or not. Perfect for when you need something comforting, quick, and sweet.
- Prep Time: 15 minutes
- Cook Time: 35 minutes + 20 minutes coolnig
- Total Time: 1 hour 5 minutes
- Yield: 15 servings 1x
- Category: Cakes
- Method: Baked
- Cuisine: American
Ingredients
1 cup (225 g) ripe bananas, mashed (about 2 medium-large or 3 small bananas)
3 large eggs
1 cup (218 g) vegetable oil
2 tsp vanilla extract
1 1/2 cups (300 g) granulated sugar
2 cups (240 g) all-purpose flour
1 tsp baking powder
1/2 tsp baking soda
1/2 tsp kosher salt
1 batch cream cheese frosting (optional)
Instructions
- Preheat oven to 350Β°F and grease a 9×13β pan with baking spray.
- In a large bowl, mash bananas until mostly smooth with a few small lumps.
- Add eggs, oil, and vanilla. Mix well by hand or on medium speed with a mixer.
- Add in sugar and stir until fully combined.
- In a separate bowl, whisk together flour, baking powder, baking soda, and salt.
- Gently mix dry ingredients into the wet until just combinedβdonβt overdo it.
- Pour the batter into your prepared pan and smooth out the top.
- Bake 30-35 minutes, or until a toothpick comes out with moist crumbs.
- Let cool at least 10 minutes, then invert onto a wire rack to finish cooling.
- Frost with cream cheese frosting if using, slice, and dig in!
Notes
- Donβt overmixβjust stir until things come together.
- Want to switch it up? Use yogurt instead of some of the eggs, or swap in brown sugar for a deeper flavor.
- Store covered at room temp for 3-4 days, or in the fridge if itβs frosted.
- Freeze slices individually wrapped for up to 3 months.
- Best enjoyed barefoot in the kitchen with a hot cup of something cozy.
Nutrition
- Serving Size: per serving
- Calories: 310kcal
- Sugar: 22g
- Sodium: 156mg
- Fat: 18g
- Saturated Fat: 4g
- Unsaturated Fat: 13g
- Trans Fat: 0.1g
- Carbohydrates: 36g
- Fiber: 1g
- Protein: 3g
- Cholesterol: 33mg
Leave a Reply